Joined June 2026
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Stefan Clermont

A mortgage deals tool functions as a decision engine that processes borrower inputs to filter and rank available remortgage deals. It evaluates financial indicators such as income stability, debt levels, and property value to calculate eligibility for best remortgage deals. One of the most important components is the loan to value ratio, which determines lending risk and directly impacts the remortgage rates offered. This mechanism ensures users only see relevant offers within the remortgage deals list, improving transparency when comparing lending options.

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